The Framework

The 50/20/30System

Three numbers. One system. A lifetime of financial clarity. This is the framework Alexa von Tobel, CFP® built LearnVest on, and it's helped over 5 million people take control of their money.
50%
20%
30%
EssentialsFuture YouLifestyle
50%

Essentials

The non-negotiables: rent, groceries, insurance, minimum debt payments. The things you'd pay even in your leanest month. Most people have no idea what this number actually is.

In the masterclass, Alexa walks you through exactly how to calculate yours, and what to do if it's too high.

20%

Future You

This is where wealth is quietly built: retirement contributions, emergency savings, extra debt payoff. It's the bucket most people skip entirely, and it's the one that changes everything.

Alexa shows you the priority order: what to fund first, second, and third, and why the sequence matters more than the amount.

30%

Lifestyle

Dining out, subscriptions, travel, hobbies: the things that make life enjoyable. This isn't a guilt category. It's permission to spend, as long as the other two buckets are covered first.

The masterclass covers how to spend freely here without anxiety, because you know the rest is handled.

Know the Numbers.Learn the System.

Understanding the framework is the first step. In the Adults Masterclass, Alexa shows you exactly how to put it to work, in six short steps that take about thirty minutes.
One-time payment. Lifetime access.